FirstMedicare Direct  
FirstMedicare Direct HMO plans are rated 4 out of 5 Stars for calendar year 2020 by Centers for Medicare and Medicaid Services (CMS).
Click HERE for 2020 Stars information.
Click HERE for 2019 Stars information.

Finding the Right Plan

Thank you for your interest in FirstMedicare Direct!  Here is the information you need to make an informed choice.  We want to help you pick a plan that works hard for you!

It’s important to understand what options are available to you as a Medicare beneficiary. We encourage you to take the time to review this information and use the tools included to help you make the best choice for your Medicare coverage.

All plans include benefits for services covered by original Medicare and prescription drug coverage, in addition to some supplemental benefits not covered by Medicare. 

The 2020 Enrollment Booklet Adobe PDF has additional information about the 2020 plans and benefits.

2020 smartHMO Summary of Benefits Adobe PDF

For more information about the 2019 plans and benefits. Please review the 2019 Enrollment Booklet Adobe PDF.

2019 smartHMO Summary of Benefits Adobe PDF
2019 preferedPLUS Summary of Benefits Adobe PDF

Ready to Enroll?

Medicare beneficiaries may also enroll in FirstCarolinaCare Insurance Company's FirstMedicare Direct plans through the CMS Medicare Online Enrollment Center located at


If you have questions about our available plans or need help with the enrollment process, we have knowledgeable licensed sales representatives who can get you the answers and help you need. Call toll free at 1-855-903-5154. Hearing impaired persons can call TTY 711.  Hours are 8 am – 8 pm Eastern, 7 days a week between October 1 and March 31, and from 8 am-8 pm Eastern, Monday-Friday, between April 1 and September 30.

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FirstCarolinaCare Insurance Company’s FirstMedicare Direct plans are HMO and PPO plans with a Medicare contract. Enrollment in a FirstMedicare Direct plan depends on contract renewal.This is a required statement by CMS. FirstCarolinaCare has filed and been approved to offer an HMO and a PPO Medicare Advantage Prescription Drug plan for 2020.


Page Last Updated:
Friday, October 2, 2020 11:14:52 AM